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Clear guidance on ATO issues, cash flow, structure, finance and deadlines, written for business owners.

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8 articles.

Tax

Division 7A: what happens if you've been taking money out of your company

A practical guide to shareholder drawings, complying loans, repayments and the Division 7A deadlines private company owners need to know.

6 September 2026Read article

Business finance

The five documents your bank actually reads before approving a loan

The five information packs business lenders use to assess repayment capacity, conduct, security and the purpose of a loan.

6 September 2026Read article

ATO & compliance

An ATO review letter arrived. Here's what to do in the first 48 hours.

A calm first-response plan for an ATO review letter: verify it, protect the deadline, preserve records and organise a controlled response.

6 September 2026Read article

Structuring

Company or trust? A decision tree for businesses under $2M

A practical company-versus-trust decision framework covering ownership, profit retention, distributions, risk, finance and administration.

6 September 2026Read article

Business finance

What a three-way forecast is, and why your broker keeps asking for one

How a linked profit and loss, balance sheet and cash flow forecast helps lenders test business repayment capacity and assumptions.

6 September 2026Read article

Deadlines

Trust distribution resolutions: why 30 June is a hard deadline

Why discretionary trust distribution resolutions usually need to be made by 30 June, what the deed controls and what records trustees should keep.

6 September 2026Read article

Tax

Payroll tax and medical practices: the exposure most clinics don't know they have

How Victoria's relevant contract rules can apply to practitioner payments, including the GP exemption for fully funded consultations from 1 July 2025.

6 September 2026Read article

Deadlines

Behind on lodgments? The order to fix them in

A practical order for bringing overdue BAS, tax returns and other ATO lodgments up to date while containing new penalties and debt.

6 September 2026Read article

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General advice

This article is general information current at the date of publication. It doesn't take your circumstances into account and isn't tax, legal or financial advice. Speak to a registered tax agent about your situation.

Tax and business advice you can use.

Answers for the decisions in front of you.

Division 7A: what happens if you've been taking money out of your company

The five documents your bank actually reads before approving a loan

An ATO review letter arrived. Here's what to do in the first 48 hours.

Company or trust? A decision tree for businesses under $2M

What a three-way forecast is, and why your broker keeps asking for one

Trust distribution resolutions: why 30 June is a hard deadline

Payroll tax and medical practices: the exposure most clinics don't know they have

Behind on lodgments? The order to fix them in

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